"Finally, a Charlotte Real Estate Investing Guide in Plain English"! real estate investment companies real estate investment programs real estate investing education real estate investment guide real estate investing program real estate investment seminars real estate investment real estate investment properties real estate investing advice real estate investment property real estate investment company real estate investing software real estate investing courses creative real estate investing real estate investing information real estate investing clubs real estate investing business real estate investment training real estate investing tips real estate investment program real estate investing seminars real estate investing book real estate investment analysis real estate investing seminar real estate investment software real estate investing course real estate investing guide real estate investing how to invest real estate real estate investors club real estate investor real estate investors foreclosures investing investment clubs investing guide investment property real estate investor software real estate investor clubs upcoming events: * 90-Minute "Charlotte Real Estate Investing in Nice Homes in Nice Areas" Training Class at our South Charlotte offices and how we invest for positive cash flow in any market. Tuesday November 18th, 7pm. Are you Frustrated with trying to figure out the best way to Invest ? This Website has been Designed for Investors by Investors. Attend the next FREE Investor Seminar www.IflSeminar.com Buddy Blackman Author, Consultant Yes it's true, you have found a Charlotte real estate investing guide that outlines information and tips that will give you insight into the world of real estate investing right here in Charlotte, North Carolina. The content on this site all comes from actual real world experience. Wondering How to Capitalize in the Current Charlotte Real Estate Market ? Click here for a REPORT on Investing in Charlotte) We'll regularly add new articles on real estate investing to this site. And we'll regularly update our Charlotte Real Estate Investing BLOG with shorter and more direct personal updates. "So, How Do I Get Started Investing In Real Estate Anyway?" Use our Real Estate Investing Guide to get you going in the right direction. It is all laid out step-by-step and written in plain English so you don't get lost in any industry jargon. (get started HERE, with Investing 101) In 2003 there were 272,000 new Millionaires There is one thing that over 230,000 of them have in common.* THAT MIGHT BE THE THING YOU SHOULD PAY ATTENTION TO, ALSO. (*Based on statistical data from the government sources, research by Thomas Stanley, author Millionaire Next Door. ) CREATING REAL WEALTH REAL SECURITY REAL INDEPENDENCE REAL INCOME False Wealth Wealth coming from a benefit plan. Many people hope to finally have wealth when they retire and collect social security or their pension from the their company. But most people are disappointed when they discover how little money they actually receive each month. Further, why wait? Cruise ships are overrun with seniors barely able to move around on walkers, who waited and waited and waited to finally enjoy life. False Security Money invested outside your personal, knowledgeable control is NOT secure. The only real security is an ability to make money multiply, consistently, constantly or at will. False Income Yes, you may think that you have a good job and you don t need to worry. If your job is dependent on someone else . If you need the paycheck from this job to pay your families bills If you have to go to work because you would be sunk without it, you are not independent. The Goals - to have sufficient monthly cash flow so you need never work again. - To have an ability to make money work for you, rather than you working for it - To live life as you wish, now, not someday How many hours do you have to work? . To take home $25,000? $50,000 $100,000 To accumulate an EXTRA $1,000,000, to be a cash millionaire? The Working Person s Financial Hell Work hard to make someone or some company rich Earn a good income but still, always working hard to keep your paycheck coming Unable to out-earn the incoming bills, taxes Cannot possibly make enough money through work to create wealth ONE MILLION DOLLARS EXTRA, Made from investment, would require roughly 50,000 hours ($20/hr) of work Over and above your regular job now paying your bills. That d be 6,250 extra work days. More than 7 extra years. Will this EVER happen for you? No. FACE THIS FACT: Can t get to wealth through WORK. Your money must work for you. But, working full time at your job doesn t give you any extra time to knowledgeably, intelligently invest money and make it multiply into wealth. Without money working for you, you will never be able to stop working for money. A life sentence, a death sentence. Trapped in good income, no wealth hell. How do Working People attempt escaping this trap? IRA, Keough, SEP 401K Bonds Stocks, Mutual Funds Advice from financial planners Turning money over to others Bad side business deals Trade-off activities (egs. Network Marketing.) Why these attempts fail? Snail s pace growth 3%, 4%, 7% pre-tax may be okay as interest on substantial sums if already retired, but not to build wealth. Volatility, losses, not just gains Stock market ups and downs. Brokers quote gain numbers from carefully chosen periods of time. But, according to StockWatch Institute, over the past 20 years, the average investor who started with $100,000 in the market would, as of 12/31/03, have only $133,000, after tax effects, commissions, fees. And you are always vulnerable to wipe-out. (Egs. Dot.com crash.) Self-investing fails Most people are far too busy just making a living to keep, accumulate, invest and manage any real money. People who are early morning stock traders are often in pain! And the occasional big payday does NOT convert to wealth. Money managers disappoint Stock Broker is what the client is after the stock broker is done with him! Past 10 years, none of the top-rated money managers (Worth Magazine rankings) report even doubling client s invested assets. Side deals and second business fail to produce wealth Less than 2% of all people in network marketing ever achieve an income in excess of $100,000 full time.* Partnerships: over 90% turn into disputes and losses in all types of business.** Most such efforts distract from your job so severely, there s income trade off. (*FTC. ** Family Business Institute) In 2003, there were 272,000 new Millionaires There is one thing that over 230,000 of them have in common.* THAT MIGHT BE THE THING YOU SHOULD PAY ATTENTION TO, ALSO. (*Based on statistical data from the government sources, research by Thomas Stanley, author Millionaire Next Door. ) The Millionaire Next Door Book 3.5% of every 100 million people are millionaires Average Net Worth is 1 to 10 Million Dollars 5% Have 10 Million Dollars or More What do they have in common? REAL ESTATE INVESTMENT A wise man investigates what a fool takes for granted. Today: a solution. THE solution Tested, proven, perfected and simplified A very different approach to multiply money and create wealth through real estate THE ONLY REALIBLE WEALTH CREATION VEHICLE If you were absolutely convinced that there was a practical, proven blue print you could follow.. To easily make $25,000 to $35,000 buying nice homes in nice areas To create a monthly cash flow of $4,000 to $6,000 in 5 to 7 years. Without risk Requiring as little as 5 hours per week It was proven to you beyond a shadow of a doubt Would you want to know the details? Key Features Start with only a little cash MULTIPLY cash Tax protection or deferral as desired ONLY ONE METHOD TO LEARN* Fast start The most reliable way to build wealth, finally yours * Real estate investing IS normally complicated. But I have streamlined and simplified this specifically for people who have full time jobs, so you only need to do ONE THING to create $4,000 to $6,000 of monthly cash flow in 5 to 7 years. My Story Graduated from Kent State University CPA at Deloitte & Touch Quickly Realized: You can only work a certain number of hours There IS a ceiling on your income Cannot create wealth through work alone Only way climb the corporate ladder was to work harder Constantly have to trade time for money Began looking for an opportunity Met the Laughing Real Estate Broker Created a monthly income of $10,000 while still working in the corporate world. Did it in 8 years, from zero, fumbling, bumbling figuring things out Quit the corporate world and had enough income each month from my properties to retire at age of 31. Have 27 properties Rarely work more than 5 hours a week with my investments Take a lot of vacations paid for by the income from properties Spend a lot of time with my wife and two young daughters How I Achieved Freedom Figured Out My Monthly Living Expenses: Mortgage Payment $1,500 Car Payment $498 Wife Car Payment $498 Food-Groceries $300 Miscellaneous $150 Clothes/Shopping $300 Utilities $250 Total Living Expenses $3,496 Entire Focus Became Creating $3,500 of Positive Cash Flow From My Properties. 10 Homes with a Cash Flow of $350 = $3,500 If you have enough income each month from real estate to cover all of your living expenses, what happens to your paycheck? Our Income for Life Member of the Year Joe Mercandante 18 Properties Over $4,000 a month in Positive Cash Flow 18 Homes with Average Market Value of $115,000 Today Owns $2,070,000 of Real Estate Homes Appreciate at 5% a Year Net Worth Increases by $103,500 Each & Every Year ($2,070,000 * .05%) What do you need to know to do what we ve done and do? CAN be done here - right here in Charlotte, North Carolina Need to know WHAT it is we buy Need to understand WHY we buy what we buy Need to know HOW to decide what to pay Need to know how to GET large upfront payments Need to know how to CHARGE your tenant/buyers a higher monthly rent Need to know how to create more CASH FLOW from each property Need to understand FINANCING Need to understand TAX DETAILS Invest with IRA, if you wish why not Defer taxes Minimize your taxes Trade up properties Need to know how to get your tenants to MANAGE your properties Need to know how to REDUCE the hours you invest WEALTH CASH FLOW INDEPENDENCE SECURITY Are NOT products of WORK NOT products of PAY CHECK They are products of NET WORTH & CASH FLOW It s all about setting in motion a growing Asset Base Tax-protected wealth accumulation Cash extraction when needed, but focus on accumulation My blueprint for you: $1,000,000 of real estate A monthly cash flow of $3,000 to $6,000 In 5 to 7 years On 5 hours a week Safely, Surely, Doing ONE THING In real estate, you can try to rehab properties, investing in multi-family homes or apartments. These could be good strategies for you to consider. However, I do not want you to be distracted or confused. There are a number of ways to make money in real estate. But to start, I intend to put you on just ONE path, using just ONE blueprint, doing ONE successful thing over and over again. Income for Life Membership & Training THE BLUEPRINT, the Complete Rent to Own System Necessary forms, checklists, documents needed Real life actual deals, DISSECTED Learn What Homes you should BUY & WHY FREE Fast Start Training Class in Our Office Monthly Income for Life Newsletter & Audio Recording Weekly Best Buy Property Hotlist Access to our Preferred investment loan lender Use of my entire real estate team to help you find, negotiate and Rent to Own your home for FREE. Results of Income for Life Membership You will know exactly what to do to make money You will have a complete thorough understanding of how our clients are creating wealth & cash flow You will have my entire simplified & perfected system for you to use People you know have made more money investing in real estate over time than any other investment. Your parents Your friends Your co-workers Your brother Your sister Your neighbors Your aunt Your uncle Your grandparents & Probably Even You! Probably, on accident! Did you ever think, or DID YOU ALWAYS KNOW How many conversations have you had about real estate? Home many homes have you watched rise in value? This has already been your experience You have seen it What is AMERICA'S GREATEST FEAR? According to the Today Americans greatest fear is running out of money during retirement The Average Person has in their IRA HOW MUCH? Why will real estate continue to rise??? Demand outstrips supply · Immigration 30 million in last 10 years · Baby boomers last home · Echo boomers first home · Cannot build enough homes to keep up · Investment · Second homes Cost of construction is rising · Rising fees charged to developers · Rising costs of building materials · Environmental restrictions & requirements No Growth Clauses in Certain Areas Rent to Own Programs: Offer your investment property to a hungry tenant/buyer on a Rent to Own Program Program is designed to help them actually buy your home. Large population of renters have issues in their credit score. With low credit scores they need 5 to 20% down to buy their own home. Majority of these renters can t afford a 20% down payment, but can afford to pay $3,000 to $5,000 upfront. They desperately want to own their own homes We have learned by doing market studies what these hungry tenant/buyers want. When you have the home that they want, they literally line up and beg you for it. There is THE SECRET that I am not going to reveal or answer any questions about tonight, the foundation of my RENT TO OWN System, and my keeping that secret admittedly makes your decision about this a bit difficult. That is why I am providing a risk free opportunity to discover and evaluate this. RISK-FREE OPPORTUNITY You can cancel your Income for Life Membership at any time by either calling my office, or by faxing in a note that you want to cancel. Success Warranty If you don t create at least $20,000 of locked in profit on your first investment with my team, we will refund your entire Income for Life Membership fee. Where do I get money to buy properties? How do I find the time? Will you keep me out of trouble? I am scared to get into debt of any kind. What should I do? How do you get tenants to pay your large upfront payments on the properties? How do you get tenants to pay you $200 to $300 more each month in rent? What this is NOT Not a tax shelter scheme Not about being the typical landlord. We show you how to get your tenants to manage the properties and repairs on their own. Not about Dirty Hands Work Not about late night TV No Money Down hype Not about a numbers game making 20 offers to try to buy one property Not about anything complicated. In fact, real estate is a BUSINESS: · No expensive lease for office space. · No hiring and firing employees · No payroll taxes · No expensive office equipment. (Copier in our office costs about $500 per month) · No salaries to pay · No required office hours This is not Going to sheriff sales to buy foreclosed homes This is not buying fixer upper homes This is not spending your evenings and weekends ripping out cabinets, installing floors, patching holes in walls, remodeling bathrooms. This is not making 25 trips a week to Home Depot This is